You can use dreamweaver to create templates and then have users make changes to
the text. Contribute is pretty good because it allows the users only to make
changes to the Text and nothing else.

We currently have 25 users on contribute. Have had one big problem
-Users suddenly disappear from sites. This has happened twice in th last
3 years. Which requred the keys to be resent to users,

Hoping to avoid this problem again by using Contribute Publishing Server.

Even taking that issue into account the product has worked very well and has
saved our IT Department countless hours by allowing users to make changes.